What is Fundica x Desjardins?
Fundica x Desjardins is the best way to find government funding in Canada. Through its proprietary search tool and intelligent filtering, Fundica x Desjardins helps entrepreneurs find grants, tax credits, and loan guarantees while increasing visibility for funders.
What types of programs are in Fundica x Desjardins?
Grants. Grants are non-repayable financial contributions that support specific objectives, such as hiring and technology development. Grants are generally provided before or during the investment period.
Tax Credits. Tax credits are government refunds and tax reductions/credits that encourage certain investments. Tax credits are generally provided following the investment period.
Loan Guarantees. Loan guarantees are a form of government support that guarantees or "insures" a loan, or a portion of a loan, in the event that the borrower defaults. They are provided prior to being accepted for a loan.
What kind of businesses can sign up for this service?
Any business in Canada that is incorporated or planning to incorporate can sign up for Fundica x Desjardins; this includes startups as well as medium and large-sized corporations in all industries.
How does Fundica x Desjardins identify available funding?
Using our unique search system, we intelligently filter and identify grants, tax credits, and loan guarantees for specific corporations based on their location (i.e., postal code) and twenty other criteria. We only include programs with available funding that fits within the selected criteria.
How does Fundica x Desjardins keep its system up to date?
Fundica x Desjardins is kept up to date by our funders, who add and modify their programs, our dedicated funding research team, and our patent-pending, semi-automated crawling, tracking, and updating system.
How does Fundica x Desjardins filter funding programs?
Fundica x Desjardins uses both primary and secondary filters to optimize your search results:
- The company profile you make when you create your account acts as the primary filters, determining which funding programs are displayed when you first log in.
- The filtering options located on the upper right-hand side of your search results are your secondary filters. These filters are tailored to any business activity or project you may be conducting and for which funding may be available.
Why do you have both year of creation and year of incorporation?
- Year of creation: Many funding opportunities and support programs exist for early-stage businesses and startups, such as microgrants, incubators and accelerators. However, most government funding and some commercial financing requires businesses to be incorporated in order to be eligible.
- Year of incorporation: Once a business becomes incorporated, they become eligible for more government grants, loans, loan guarantees, and tax credits, as well as any many other sources of financing. Certain programs also use the age of the business as condition for eligibility. In that case, the date of incorporation is almost always used instead of the date of creation.
How do I create an account?
Entrepreneurs can simply create an account and go. No account confirmation required.
What is Desjardins involvement in Fundica x Desjardins?
Through this platform, Desjardins supports entrepreneurs (members and non-members) by giving them access to its entire network of business resources. Click the Contact Desjardins button, and their experts will contact you within 48 working hours.
How can I make a product suggestion?
Please submit your suggestion to firstname.lastname@example.org. The Fundica product team regularly reviews all ideas so keep them coming! Thanks.